After constantly being bombarded by life insurance and health cover adverts that I would usually ignore I recently began questioning when I should deal with and utilise these services. Now that I no longer live with my family I realise how much I relied on them to deal with these issues for me. But what age and time of life is the time to deal with these things?
I still believe that life insurance is only necessary when you have a family of your own that you would need to financially cover if something was to happen to you, so right now that is not important. Its services like getting a specific lawyer that I wonder when is the time?
Do you only need legal services and lawyers when you have a claim or need them in some propensity for a case or something similar, or do you get them no matter what and have them there as your trusted lawyer in case you need them one day? No one ever really outlines these things to you when you are younger. Then you have to consider what type of lawyer, just to list a few there are criminal lawyers from Bunbury, divorce lawyers, family lawyers, bankruptcy lawyers, business and corporate law attorneys, employment lawyers, criminal-defence attorneys, government lawyers, public interest lawyers and toxic tort lawyers. I am not even sure what half of these lawyers would even do, let alone if I would even need them.
Maybe you can go your whole life without needing a lawyer. Because if nothing ever comes up that requires legal help why would you need one? Yet I am sure there will be contracts or agreements that require some sort of lawyer sometime in most people’s lives. I know for certain my grandpa sees his lawyer almost weekly. This is due to the amount of times he has changed his will. This is yet another thing I have to consider, at what age do you set up a will? Only when you have people you want your assets to go to? Only when you have valuable enough assets you think it’s important? Or only when you are old enough you see death as something that could happen soon?
From wills to life insurance to health cover is there ever a set age or stage of life that you need to do these things? Or is it really just a go with the flow sort of deal, where you do what’s right for you? You don’t of course want to leave these things too late. But then again as I am writing this the increasing responsibility of growing up is becoming more and more ominous so for me, that time is anytime that isn’t right this second. For now I will be fine with bring unprepared for a while longer.